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  • NY State Workers' Comp Help Center

  • NY State Workers' Comp Help Center

  • NY State Workers' Comp Help Center

what is Workers’ Compensation?

 

Workers’ Compensation insurance provides wage replacement and medical benefits to New York State employees who were injured while on the job. These benefits are guaranteed by state law to workers employed in New York State. Workers are eligible for these benefits even if they were at fault for the injury.

It is not wisdom but Authority that makes a law. - Thomas Hobbes

WHAT TYPES OF WORKPLACE ACCIDENTS ARE COVERED BY WORKERS’ COMPENSATION INSURANCE?

 

Any type of workplace accident is covered by workers’ comp insurance. Accidents often translate to severe injuries, high medical bills and the added stress of missing work. 1-800-LAW-HELP has assisted many New York State employees after suffering workplace injuries due to accidents. New York State employees have suffered many dangerous mishaps and encounters on the job including:

 

  • Exposure to dangerous toxins and products that result in physical harm

  • Work-related car accidents

  • Injuries caused by heavy machinery

  • Back and other bodily damage caused by heavy lifting

  • Hearing and sight damage

  • Electrocution accidents

  • Falls at the workplace

  • Construction disasters

ARE THE BENEFITS AVAILABLE ONLY TO WORKERS WHO SUFFER INJURIES?

 

The New York State workers’ comp law provides lifetime medical care to those employees injured on the job and to those who suffer occupational diseases. An occupation disease is defined as any chronic condition that occurs due to a work or occupational action.

 

Examples of occupational diseases include:

 

  • Lung disease among asbestos workers

  • Asthma due to poor air quality

  • Carpal tunnel syndrome

  • Computer vision syndrome

  • Lead poisoning

  • Skin diseases

  • Back and joint issues

  • Cancer caused by toxin/chemical exposure

WHAT MEDICAL CONDITIONS QUALIFY FOR SSDI?

 

The Social Security Administration has an impairment listing manual referred to as the blue book. This manual includes many health and mental conditions that qualify someone for SSDI benefits if the condition meets the specified criteria for that specific situation. If you have a condition that does not appear in the blue book, know that you may still qualify for SSDI.

Two things awe me most, the starry sky above me and the moral law within me. - Immanuel Kant

WHAT ARE THE POTENTIAL PITFALLS WORKERS FACE WHEN APPLYING FOR BENEFITS WITHOUT LEGAL EXPERTISE?

 

Unfortunately, intricate situations are very common and a lawyer is often needed to navigate the complexities. Many workers seek a lawyer when faced with complicated situations including:

 

  • Employer denied claims

  • Benefits delayed or not received in a timely fashion

  • The settlement doesn’t cover the lost wages or medical bills

  • Medical issues prevent the worker from returning to work

  • The injury prevents the employee from working at all

WHEN DO I NEED A LAWYER?

 

In addition to the potential pitfalls you can face when applying, the Workers’ Compensation Insurance claim process is complicated and can be confusing to many employees. The 1-800-LAW-HELP helpline was specifically created to help injured employees with all areas of the process including:

 

  • Completing and filing the required claim forms

  • Understanding the benefits

  • Submitting wage and hour claims

 

Even if you have been previously denied workers’ compensation, an experienced New York Workers’ Comp lawyer may help in securing your benefits.

Call the helpline at 1-800-LAW-HELP for your free, no-obligation consultation today. All calls are confidential.